Caregiver Financial Resources


Caring for an individual who is sick, elderly, or has a disability, whether at home or in an institutional setting, is extremely costly. Many caregivers spend their own money on expenses related to caring.  Caregivers often need financial assistance to foster a healthy caregiving relationship.

Can I be paid to be a caregiver?

Very few programs pay family members or friends on a regular basis to provide care. Sometimes caregiving families may obtain financial relief for specific purposes, such as for respite care or to purchase goods and services, and in some cases, pay for caregiving. These options may be available through your Managed Care Organization (MCO) if your care recipient is on Managed Long Term Services and Supports (MLTSS)

Managed Long Term Services and Supports (MLTSS) refers to the delivery of long-term services and supports through New Jersey Medicaid's NJ FamilyCare managed care program.  MLTSS is designed to expand home and community-based services, promote community inclusion and ensure quality and efficiency. Respite may be available to through your MCO as part of MedicaidNJ Family Care (these include MLTSS and the Community Care waiver)

In New Jersey, there are certain programs available to those who do not qualify for Medicaid, including:

The Statewide Respite Care Program offers a periodic break for caregivers through a sliding scale payment model. More information can be found at the following link: New Jersey Respite Care Brochure (English) New Jersey Respite Care Brochure (Spanish)

Jersey Assistance for Community Caregiving (JACC) offers a broad array of in-home and community-based services to individuals age 60 and older who meet clinical eligibility for nursing home level of care and who desire to remain in their homes within the community. More information can be found at the following link: JACC Brochure (English) JACC Brochure (Spanish)

The Alzheimer's Adult Day Services Program is another option for caregivers of individuals with dementia or related disorders who would like to send their loved one to an Adult Day Center. Alzheimer's Adult Day Services Program (English) Alzheimer's Adult Day Services Program (Spanish)

In each county, the Area Agency on Aging/Aging and Disability Resource Connection offers services to individuals 60+ through the Older Americans Act. For specific information about the services offered in your county, please contact your local AAA/ADRC at 877-222-3737.

Disease-specific organizations may offer grants or other financial assistance to people with the disease and their family caregivers.

Veterans: Services may also be available through Veterans Affairs for caregivers of veterans. This may be through the Program of Comprehensive Assistance for Family Caregivers (PCAFC) or through the Veteran’s Directed Care Program. More information can be found at the following links:

The network of regional Veterans Service Offices (VSO), through the NJ Department of Military and Veterans Affairs (DMAVA) provides the state's Veterans and their dependents with information and guidance on employment, education, burial, counseling, housing, social and medical services and more. A list of local VSOs can be found at the following link: