Provider Details

Qualified Income Trusts Program

Contact Information:

Phone: (609) 588-3075
Website: Click Here to Visit Our Website


Qualified Income Trusts (QITs) were established by the Omnibus Budget Reconciliation Act of 1993 and found in the Social Security Act at Section 1917 (d)(4)(B). (42 U.S.C. § 1396p(d)(4)(B)). The State of New Jersey adopted the use of QITs effective December 2014.

When an individual's monthly income above 300% of the Federal Benefit Rate (FBR) is placed in a QIT, it is not counted when determining Medicaid financial eligibility. Applicants that may consider using a QIT must be in need of an institutional level of care and can be living in a nursing facility, an assisted living facility or in their home. Costs of care vary according to these living arrangements.

QITs must meet certain conditions such as:

They must contain only income of the individual;
They must not contain resources such as income from the sale of real or personal property or money from a savings account;
They must be irrevocable;
They must have a trustee to manage administration of the Trust and expenditures from the Trust as set forth in federal and state law;
New Jersey must be the first beneficiary of all remaining funds up to the amount paid for Medicaid benefits upon the death of the Medicaid recipient; and,
Income deposited in the QIT can only be used for the specific Post-eligibility Treatment of Income and to pay for the approved cost of care.

Service Categories

Government Services

Geographic Areas Served

  • Counties Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, Warren


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Last Update Date: 11/18/2021

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